We have been in the factoring business since 1979, are privately held, and have a formidable track record of being FINANCIALLY STRONG. We have survived many of the economy's booms and busts and in doing so, can support you through any hard situations you might encounter. We won't collapse when the times get hard, as some factoring companies sadly have in the past.

All factoring companies have criteria for size, industry, and risk. It's just about impossible for you to choose which factoring company will work best for you. By contacting us, we can cut out a tremendous amount of time by helping you find the best fit for your company - it might be us or another factoring company.

We have a king-size network of factoring industry colleagues, these trusted relationships were earned over 20+ years in the business. So, after you take some time to tell us what you need, we have no doubt that you will find exactly what you need..

A lot of factoring businesses let you pick and choose your customers that you would like to factor. Except a few of them usually have a minimum amount in order to work with you. With us you can pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is a bit like having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement which will force you into factoring when you don't require it.

A lot of factoring businesses will not be upfront about their fees. It doesn't make any sense why they do this. We will not treat you this way.  We are totally transparent about our fees. When you apply, you are given a truthful, no obligation rate offer with the fee for your business. Good luck finding another factoring company, if any, that will be totally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some invoice factoring businesses are financed by Wall Sreet venture capitalists. We are an independently owned company and don't take marching orders from investors and boards. Like you, we are like-minded business people and we have cleared many of the hurdles that a business encounters. We take the time to hear your story, learn your struggles. Based on that information we will put together a personalized solution for you. A lot of invoice factoring businesses notably the Silicon Valley Fintech ones mostly count on an algorithm to establish your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

A lot of factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who knows your business intimately, and can assist you in ways the others just can't or simply won't.

Don't ignore the fact that the factoring company will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also keep an eye on each invoice and follow them like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is made.

Our business credit monitoring systems allow us to see developing negative trends so that we can protect you from risky transactions. You have 24/7 access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection problems in order to correct them without delay.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Keep your eye on negative payment trends. This is critical to avoid preventable write-offs.

Our company incorporates first-rate technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much lower rates for you. A lot of other companies don’t even come close.